Quality of Cash Flow Projections

For over 30 years, KGI has advised and helped companies and lenders to assess and complete challenging financing transactions.

Common Characteristics of Challenging Loans

• Negative trends in financial performance and cash flow

• Loan covenants in default

• Additional funding needed due to liquidity short falls

• Forbearance agreement required

• Loan restructuring required

• Bridge loan needed to complete a capital transaction, including a sale or refinancing

The Benefits to Companies

• Completion of challenging loan transactions

• Development or improvement of a company’s financial projections

• Credible analysis o f a company's projected cash flow and liquidity

• Better strategies and analysis for loan structuring and pricing Independent and objective third-party professional assistance and report

• Completion of critical transaction due diligence

• Additional talent and resources to complete transactions efficiently

KGI Assesses, Analyzes, and Assists in Key Areas

• Income statement and balance sheet integration

• Credibility of financial models and underlying assumptions

• Financial covenant and credit ratio analysis

• Profitability and enterprise value improvements

• Historical to projection comparisons

• Borrowing base and collateral coverage analysis

• Reserves and one-time / non-recurring items

• Sensitivity and scenario analysis

• Written report (if needed) for lenders, board of directors, or shareholders